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UnitedHealth ContinuitySMUnitedHealth Continuity when combined with select Golden Rule Insurance Company health plans, can give you access to personal health insurance whenever you no longer have access to a group plan.1 If you have employer-sponsored medical coverage, you'll likely continue to have access to health insurance, but... If you lose your job and your employer-sponsored medical coverage... If you decide to retire early and enjoy life... If you opt to become self-employed and be your own boss... You could be left with limited health insurance options. With UnitedHealth Continuity and a Golden Rule health plan, you can have quality personal health insurance regardless of changes in your health or the health of your covered dependents. You'll only need to pass underwriting once - when you apply for your personal plan. How UnitedHealth Continuity Can Work for You. Start with your personal plan turned ON (active). You'll get the health insurance coverage you choose and pay a small premium for the UnitedHealth Continuity rider. Later, if you take a job with employer-sponsored medical coverage, you can turn your personal plan off and pay a small premium for the option to turn it back on when you need it again later.Start with your personal plan turned OFF (inactive). With this option you'll pay a small percentage of the personal plan premium for the option to turn that coverage on when you need it later. For example, if you leave your job because of early retirement or even a layoff, you can turn the personal plan on and maintain seamless coverage. Changes in your health or the health of a covered dependent won't affect your health insurability. You can relax knowing you'll have access to a UnitedHealthOne insurance plan from Golden Rule.2 |