Need Health Insurance for Yourself
or Your Family That Has a Copay?

Looking for Affordable Health Insurance? Our Product Advisors are here to help you choose
the copay plan
that best
meets your needs.
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Copay Insurance Plans


UnitedHealthOne Can Guide You in Selecting Copay Health Insurance You Can Afford.

A UnitedHealthOne copay plan can help you to better budget for your family's health care. When you or a family member has an office visit at a network provider, you'll pay a $35 copayment and we'll pay 100% of history and exam fees.

A copay plan is similar to many employer plans with set copay for routine health-care expenses.

Choose from two UnitedHealthOne Copay Plans:

Copay SelectSM – Our Most Popular Copay



Nick and Amy* have the Select plan. With three active kids, they like knowing what their doctor office visits will cost.2 The prescription drug card helps control their out-of-pocket expenses, especially for those summer months when the kid's allergies flare up.

Copay Select features:
  • Higher premium and lower out-of-pocket costs.

  • Deductibles from $500 to $10,000.

  • Choice of coinsurance out-of-pocket maximum $0, $3,000, or $5,000
    (in-network, after deductible, per person).

  • Four-tier prescription drug copay plan. You save the most when you buy generic.
Copay SaverSM – Our Lowest Priced Copay



Al and Deb* are empty nesters and have the Saver plan. It helps them to control costs and get welcomed coverage for their wellness care and generic drugs.2



Copay Saver features:

  • Lower premium and higher out-of-pocket costs.

  • Deductibles from $1,500 to $10,000.

  • Coinsurance out-of-pocket maximum $6,000 (in-network, after deductible, per person).

  • $15 generic drug copay. Brand name drugs are not covered.
* Hypothetical persons for illustration only.
1 As of 9/30/2009.
2Three month wait for preventive care copay benefits. Copay Saver is limited to 2 office visits per person, per calendar year.
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© 2010 Golden Rule Insurance Company.
Not intended for use in New Mexico.
UnitedHealthOne is a brand name used for products underwritten, administered, and/or provided by:
Golden Rule Insurance Company (Indiana domiciled, CA certificate of authority number 4407),
American Medical Security Life Insurance Company (Wisconsin domiciled, CA certificate of authority number 08079),
PacifiCare Life and Health Insurance Company(Indiana domiciled, CA certificate of authority number 5813),
PacifiCare Life Assurance Company (Colorado domiciled, CA certificate of authority number 5814),
Oxford Health Insurance, Inc.,
Oxford Health Plans (NJ), Inc., or
UnitedHealthcare Insurance Company.
UnitedHealthcare Services, Inc.,
Dental Benefit Providers, Inc.,
Spectera, Inc.
Health Insurance plans are medically underwritten and availability varies by state. Coverage may be provided by multiple policies/certificates
Additional Products are provided by:
Careington International Corporation,
EyeMed Vision Care, or
International Medical Group, Inc. (Indiana domiciled)
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