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Looking for Affordable Health Insurance? Our Product Advisors are here to
help you choose
the temporary health insurance that best meets your needs. (800) 444-8990 High Deductible Health Insurance PlansOur High Deductible Health Insurance Plans Offer the Lowest Premiums of All Our Plans.Are you looking to save on your monthly premium bills? High deductible health insurance plan (or as some people call them hdhp), allows you to save money on your premiums while taking the responsibility of covering minor or routine out of pocket medical expenses if they come up. The hope is that the occurence of going to the doctor or having an emergency is very unlikely. This is one of the reasons people call these types of plans "catastrophic health insurance". You will also benefit from UnitedHealthcare's wide-reaching network, which is available in most areas.
Higher premium and lower out-of-pocket. This plan is for those who do expect to
go to the doctor at least a few times this year, so they don't want to have to shell
out too much out of pocket at those events. So, the Plan 100 has the highest of
this group's premium's, but the lowest out-of-pocket for when you do go to the doctor.
Plan 80SM
Lower premium and slightly higher out-of-pocket. This plan is for those who really
just can't afford a large monthly premium and don't want to think about what would
happen if an unexpected accident or illness occurred. It's got a lower monthly premium,
but a higher out-of-pocket.
Saver 80SM
Lower premium and higher out-of-pocket. This plan is similar to the Plan 80 in that
it's providing the customer with a lower monthly premium in exchange for a higher
out-of-pocket, but it has an even higher out of pocket cost because it has less
benefits. This plan may be ideal if for an early retiree who needs health insurance
while waiting for Medicare.
For costs, benefits, exclusions, limitations, eligibility, and renewal terms, call a licensed advisor to discuss your health plan options at (800) 444-8990 or get a free quote. Plan availability varies by state. We also offer other health insurance plans with a variety of coverage at competitive prices. |
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© 2009 Golden Rule Insurance Company.
UnitedHealthOne is the brand name of the UnitedHealthcare family of medical insurance
companies that offer personal health insurance products. In Louisiana, plans are
underwritten by United Healthcare Insurance Company and administrated by Golden
Rule. Important Notice on Payment of Out-of-Network Benefits. Products are either
underwritten, administered or provided by:
Golden Rule Insurance Company (Indiana
domiciled, CA certificate of authority number 4407),
American Medical Security Life Insurance Company
(Wisconsin domiciled, CA certificate of authority number 08079),
PacifiCare Life and Health Insurance Company
(Indiana domiciled, CA certificate of authority number 5813),
PacifiCare Life Assurance Company (Colorado
domiciled, CA certificate of authority number 5814),
PacifiCare of California (California domiciled,
CA certificate of authority number 213 0126), or
PacifiCare Health Plan Administrators, Inc.,
Oxford Health Insurance, Inc.,
Oxford Health Plans (NJ), Inc., or
UnitedHealthcare Insurance Company.
Product availability varies by state.
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